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Charlotte Speer

Charlotte A Speer Ins Agcy Inc
61 Green St
Winterset, IA 50273-1530

I have over 31 Years of experience in the insurance industry. I started working for State Farm April 1, 1991 and became an Agent owning my own State Farm on April 1, 2001. I am an AIB College of Business Graduate and Ambassador Travel Qualifier. I am a lifelong resident of Winterset, IA where I was born and raised.

I am married to my husband, Craig and mother to Dr. Skylar & Dr. Lindsay Speer; Trenton & Kelsey Speer; and Tanner & Nicole Speer. I am a Nana to four amazing boys Will, Beau, Rowan, and Gavin Speer. I love being out doors, so you can easily find me out in my pool and I love to go water skiing.

My agency team can help you with Life Insurance, Auto Insurance, Homeowners Insurance, Renters Insurance, Condo Insurance, Farm/Ranch Insurance, Business Insurance, Work Comp Insurance, and Pet Insurance. My agency team loves meeting new customers, building long term relationships, and providing excellent customer service. My team and I are committed to helping customers with their insurance needs and would love to help you!

I absolutely LOVE my hometown, Winterset and bleed State Farm! I want to encourage others to follow your dreams and surround yourself with others that make you better. Never pass up an opportunity to learn something new. I literally thank GOD every day for the opportunity that I’ve been given to provide customers with insurance support and continually strive to find the finest insurance coverage's that will offset their risks and realize their dreams.



Throughout the month of April, we will be handing out flower seeds for some spring cheer. "Your future is in your hands you just have to plant the right seeds by insuring YOU are completely protected. "

Let us give you a FREE Quote on Life Insurance... You will be surprised!

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

FINRA’s BrokerCheck
8:30am - 5pm
8:30am - 4pm
After Hours by Appointment
Call us 24 hours a day!
61 Green St
Winterset, IA 50273-1530
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Here at our office... We are little different...

"We don’t push policies; we build protection plans.”

Here is why...

  • We don’t ‘suggest’ things just so customers buy.

  • We want to listen and understand what you need specifically.

  • We partner with you to build a plan that makes sense for you.

  • It could mean we are building a plan to protect your Auto/Home, or to add in protection for your livelihood with DI, or protection for your family with Life insurance, or protection in retirement from down cycles/longevity/inflation risks with our products

  • We want to make sure we protect you and your loved ones- so you can pursue your financial goals.

My team and I stands ready to help you with your 2022 goals, whether it is saving money or planning for the unexpected. We are experienced in providing insurance and financial services. Contact us as we want to help you achieve your 2022 and future financial goals! We are committed to provide each one of you with insurance support and continually strive to find the finest insurance coverage's that will offset your risks.

Our team is committed to helping our new and existing customers with their needs for Insurance and would LOVE to help you. We strive to provide you with the most leading service!

Meet my team!