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Profile photo of a State Farm Agent named: Charlotte Speer
State Farm® Insurance Agent

Charlotte Speer

Charlotte A Speer Ins Agcy Inc

Office Hours

After Hours by Appointment

Address

61 Green St
Winterset, IA 50273-1530

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

61 Green St
Winterset, IA 50273-1530

Location Details

  • Parking: In front of building
  • No steps/stairs

Languages

English

In June, it’s a great time to pause and review what matters most 🌞—new summer schedules 🗓️, road trips 🛣️, home updates 🔧, and life changes ✨. If you’ve purchased a vehicle 🚘, refinanced 💳, moved to a new place 📦🏠, or made improvements around your home 🛠️ recently, I’m here to help you make sure your State Farm coverage is up to date and protecting your plans for the season ahead ✅. We're here to help you!

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Hi— I'm Charlotte Speer , a licensed State Farm Insurance agent serving families and businesses across the Des Moines Metro area and throughout Iowa, including Winterset and surrounding communities.

I opened my own State Farm agency on April 1, 1991, and since then I’ve seen—again and again—how the right coverage can turn unexpected challenges into manageable situations. While we can’t control what life brings, we can choose how prepared we are for it.

I’m honored that our agency ranks #6 in Iowa for the Recreational Market 🎯, and I’m grateful to help people right here in Winterset, IA. Whether you’re preparing for everyday life or protecting the things you love most, I’m here to support you.

My commitment is simple: I take the time to understand what matters to you and your household—so we can review your coverage options with clarity and confidence. Whether you’re:

  • protecting your first vehicle 🚗

  • updating your policy after a move

  • safeguarding your home 🏡

  • planning for your family’s future with life insurance ❤️

  • or starting and protecting a business ...I’ll be there every step of the way.

I also bring positivity into everything I do 😊—because a sincere smile 🙂 and supportive attitude can create a ripple effect of confidence and hope. When you need help, you can count on me to be available and responsive.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

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Our Mission

We create personalized price plans tailored to your needs. Our focus is finding the finest coverage options to reduce your risk—balancing protection and affordability through careful understanding of your situation.

What Sets Us Apart

  • We don’t recommend to sell—we listen to understand your needs.

  • We work with you to build a plan that fits your lifestyle and goals.

  • From protecting your 🚗 Auto/Home 🏠 to securing your family’s future ❤️, we’re here to help.

Quick Q&A ✅

Q: Are you licensed in Iowa?

A: Yes—I'm a licensed State Farm agent in Iowa.

Q: How can I get help with my policy?

A: Call or email angie.hobart.vaknq5@statefarm.com. Angie is our Customer Care Representative—she’ll be happy to set up your appointment so you can review your coverage and discuss next steps!

Q: What types of insurance do you offer?

A: We offer homeowners, renters, auto, recreational vehicles, boat insurance, business, life insurance, and more.

Q: Do you have a team of insurance professionals? How much experience do you have?

A: Yes—we have an amazing team! Combined, our experience totals 59 years with State Farm. It’s honestly incredible to think about!

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Backed by experienced professionals and a strong focus on service 🤝, we’re committed to helping you make informed insurance decisions . We leverage our collective knowledge to research and compare the finest coverage options available for your needs ✅. Because we continually track evolving industry trends 📈, we can offer up-to-date recommendations and provide free, personalized pricing plans 💵 tailored to you.

We’re here to support you—simply tell us what you’re looking for ! ❤️

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