Homeowners Insurance in and around Winterset
Protect what's important from the unexpected.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
- Winterset
- Osceola
- Corydon
- Saint Charles
- Earlham
- Lorimor
- Creston
- Greenfield
- Macksburg
- Peru
- Truro
- Patterson
- Indianola
What's More Important Than A Secure Home?
No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and the things inside it. If your home is affected by falling trees or a burglary, you may have damage to the items in your home beyond damage to the home itself. If you don't have enough coverage, you might not be able to replace your valuables. Some of your belongings can be replaced if they are lost or damaged outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.
Protect what's important from the unexpected.
Give your home an extra layer of protection with State Farm home insurance.

Protect Your Home Sweet Home
Handling mishaps is made easy with State Farm. Here you can build the right plan or file a claim with the help of agent Charlotte Speer. Charlotte Speer will make sure you get the personalized, high-quality care that you and your home needs.
Winterset, IA, it's time to open the door to secure coverage. State Farm agent Charlotte Speer is here to assist you in exploring your specific options. Visit today!
Have More Questions About Homeowners Insurance?
Call Charlotte at (515) 462-3366 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
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Help protect yourself from contractor scams
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Should you DIY your move or hire someone?
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Charlotte Speer
State Farm® Insurance AgentSimple Insights®
Help protect yourself from contractor scams
Help protect yourself from contractor scams
Shady contractors and home repair scams can cost you. Discover tips to protect yourself from repair scams by learning how to spot home repair fraud.
Should you DIY your move or hire someone?
Should you DIY your move or hire someone?
Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.