
State Farm® Insurance Agent Charlotte Speer
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Marilyn Adams
September 15, 2025
"We are very appreciative of Charlotte and her staff. It’s always nice to get a friendly reminder when our premium is due."
"Marilyn, this is so sweet of you to say! Thank you so much for your feedback. We appreciate you and your continued business! "
Andi Petersen
September 11, 2025
"We just love to talk with Haley! She’s the greatest!"
"Andi, thank you for the review! We sure love Haley too! "
Paula Miller
September 11, 2025
"Charlotte Spear and associates are very friendly and helpful!! They were extremely helpful when I needed help with deer encounters with my vehicles! The rates were so reasonable I insured my house and cars and my Mom insured hers also. I would recomend this State Farm office to anyone and everyone! Need to find the best people in the business head to State Farm on Green St in Winterset Iowa!!"
"We appreciate your great review! Charlotte Spear and the team are happy to help with all your insurance needs. Thanks for trusting us and recommending our wonderful office. ❤️"
Ashley Day
September 11, 2025
"Never had any issues. They prioritize great customer service. It has been a great experience working with them on my insurance needs. They have affordable prices and great communication. 100% recommend!"
"Ashley, thank you for the awesome feedback! We’re happy to hear you’ve had a great experience with us and that our team has been easy to work with. We appreciate you recommending us and are here whenever you need anything!"
Carmen Maxwell
September 11, 2025
"Love working with this Insurance Agency!"
"Carmen, thanks so much for your review! It’s always a pleasure working with you as well. ❤️"
Cheryl LaVan
September 10, 2025
"Warm. Professional. Helpful. Good rates."
"Cheryl, thanks! We’re happy to provide customers like you with great service. "
Gerald Johnson
September 4, 2025
"My homeowners insurance was already with Charlotte along with life insurance, so when they called to offer me a quote for auto insurance I said sure. I was ecstatic when I was quoted not just a lower car insurance, but by bundling I ended up saving on my homeowners as well for a total almost $200. I highly recommend!"
"Gerald, That's fantastic to hear! Bundling insurance policies can definitely lead to great savings and added convenience. Thank you for your review! "
Jaydn Cooper
September 3, 2025
"My quote was very timely and the application process was easy and seamless"
"Jaydn, this is so nice! Thank you for your review. We appreciate it! "
Vicki Cook
September 3, 2025
"Charlotte Speer is a great person to work with on your insurance. We wish we would have done it sooner. Thank you so muck for your help really appreciate it."
"We’re so glad to hear that Charlotte Speer was such a positive experience for you. Thank you for sharing your appreciation — it means a lot to us. Welcome to our Speer Family! "
Lucas James
August 25, 2025
"Excellent communication and amazing at answering any essential questions."
"Lucas, this is so nice of you. THANK YOU for your review! "
Crystal
August 20, 2025
"Just purchased a new home and switched to State Farm for home n auto. Carol was so nice and explained everything in detail what I was getting and what to expect. Thanks again carol with State Farm for the great service and saving me a bunch of money 😊"
"Crystal, Thank you so much for your kind words! We're thrilled to hear that Carol provided you with excellent service and helped you save money on your home and auto insurance. Welcome to the State Farm family, and if you ever have any questions or need assistance, we're here for you! 😊"
melissa madison
August 18, 2025
"Love Carol!!! She’s great to work with and great service and prices!!"
"Melissa, thank you for taking the time to leave a review on your experience with Carol! She is always great to work with!!! "
Joey Field
August 14, 2025
"Great people great response time and respect."
"Joey, welcome to Charlotte Speer State Farm! We are so happy that we were able to help you out with your insurance. Thank you for the review! "
Joe Mama
August 14, 2025
"I found that using the Save and Safe Beacon gives a huge discount."
"Dan, thank you for sharing your positive experience! We're glad to hear that bundling your home and auto insurance with State Farm saved you money. Welcome to the State Farm family!"
Jasmine Hibdon
August 13, 2025
"They are very kind. They helped me with everything I needed. I will recommend them to everyone. Thank you!"
"Jasmine, we are so happy that we were able to help you with your insurance needs. We are always here to help. Thank you! "
Joy Streeter
August 12, 2025
"Charlotte Spear and her team are amazing. Everyone is very friendly and helpful."
"Joy, this is so sweet of you. We appreciate you so much! ❤"
Teresa Fleming
August 12, 2025
"Been with Charlotte for ever and ever and ever. Always takes good care of us!!!"
"Teresa, we want to thank you for your continued business! We will continue to take the best care of you and our customers. Thank you!"
terry dudley
July 29, 2025
"Positive experience with this agency they respond promptly and stay on top of things"
"Terry, we appreciate you taking the time to leave your feedback. This makes us so happy to hear. Thank you! "
Nicole Hildebrand
July 28, 2025
"Jacki was super helpful in explaining our new policy and making sure that we had ample coverage for our home and auto needs."
"Nicole, this makes us so happy! We appreciate you and your business. "
Tessa Prochaska
July 28, 2025
"Amazing customer service! Quick turn around and saved me money too! Carol went above and beyond for what I needed in a short amount of time and I’m very grateful!"
"Thank you for sharing your experience! We’re glad Carol was able to deliver quick service and help save you money. Your appreciation means a lot to us, and we’re here whenever you need assistance again!!!"
David Townsley
July 18, 2025
"Always a pleasure dealing with everyone in the office. I could complain about the prices, but that's insurance in general, no fault of anyone here lol"
"Thank you so much for your kind words! We truly appreciate your understanding and are glad to hear that your experience with our team has been a positive one. If you ever have any questions or need assistance, we're always here to help!"
Andrew Hamlin
July 17, 2025
"Hosm and suprtam"
"Andrew, thank you for your 5 star review! "
Kasie Kiddoo
July 17, 2025
"We loved seeing your booth interact with all of the people at the fair."
"Kasie, we truly value your wonderful rating. We always have a great time at the Madison County Fair! "
Jax Hart
July 17, 2025
"Very good"
"Jax, thank you for your 5 star review! We appreciate you! "
Carolyn Smith
July 17, 2025
"Great people to deal with! Always helpful, professional and very nice"
"Carolyn, thank you for your amazing support and five-star rating. We appreciate your business! "